Federal Rules on Loads and Maintenance
Cargo that shifts or falls
Federal cargo securement rules require every truck and trailer carrying cargo on public roads to be loaded and secured so the load does not leak, spill, blow or fall off, and does not shift enough to affect the vehicle's stability (49 CFR 393.100). Gravel, rock or construction debris on the road can point to a violation.
Annual inspections
Every commercial vehicle, including each trailer in a combination, must have passed a periodic inspection within the preceding 12 months, with documentation on the vehicle (49 CFR 396.17). An expired inspection decal is worth photographing at the scene.
Repair and accident records
Carriers keep maintenance records for a year and for six months after a vehicle leaves their control (49 CFR 396.3(c)), and an accident register for three years (49 CFR 390.15(b)). The register can show whether the same truck or driver had crashed before.
More than one defendant
A construction-truck crash can involve the truck's owner, the hauling company, the business that loaded it and the contractor running the site, each potentially carrying part of the fault. Our guide to Utah truck claims explains how fault is traced.
When the truck leaves
If the truck that caused the crash drives off, your UM coverage may respond. If it never touched you, Utah requires clear and convincing proof beyond your own testimony that it existed, so note any company name you saw and report it at once.